Tag: ai
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Why the Demands of the eIDAS Position Paper Would Enhance the Accuracy of Ratings
The introduction of the EUDI Wallet and the establishment of a trustworthy and widely adopted eIDAS ecosystem offer transformative potential—not only for digital administration and consumer services, but also for the world of credit ratings and risk assessments. Implementing the five demands outlined in the July 2025 position paper would significantly strengthen the foundations for…
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Cyber Resilience, AI, and Growth: Shaping the Next Generation of Banking
The 20th annual conference of the Frankfurt School Forum brought together influential leaders, academics, and technology experts to explore the transformation of financial services in an era of unprecedented digital, geopolitical, and regulatory challenges. Under the banner “Next-Generation Financial Services 25: Cybersecurity, Threat Intelligence, Gen AI, Resilience,” the event highlighted critical success factors for resilient,…
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Analysis of the FiDA Proposal from a Credit Rating Agency Perspective
The proposed Financial Data Access Regulation (FiDA) aims to enhance competition and innovation in the European financial market by facilitating data sharing. However, the Deutsche Kreditwirtschaft (DK) has raised significant concerns regarding its implementation, arguing that it imposes excessive burdens on financial institutions and lacks a well-defined scope. From the perspective of a credit rating…
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Charting the Future: Unveiling the Strategic Insights of ‘Big Picture: 2025’
The FERI Cognitive Finance Institute (FCFI) has recently published its groundbreaking study, “Big Picture: 2025,” offering an unprecedentedly comprehensive and multifaceted analysis of the key global trends that are set to shape the near future. This publication, rooted in the Institute’s innovative Cognitive Finance methodology, brings together 35 core scenarios from six interconnected domains: politics,…
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The Growing Role of AI in Financial Markets: Implications for Rating Agencies Relying on Artificial Intelligence
OpenAI has been at the forefront of the artificial intelligence (AI) revolution, significantly capturing public attention with the release of its language model, ChatGPT. Now, OpenAI is on the brink of another significant transformation: its shift toward becoming a profit-driven entity. As reported by Brice Prunas, portfolio manager of ODDO BHF Artificial Intelligence, OpenAI is…
